Monday, April 20, 2015

Quarterly Economic Update: First Quarter 2015


 
Michael L. Schwartz, RFC, CFS
Comprehensive Wealth Management and Retirement Planning
 
Quarterly Economic Update: First Quarter 2015
  

 

 

Interest Rates: Interest rates and Fed watching continues to play a role for investors in 2015. The short term interest rate has been 0% since late 2008. In a speech given on Friday, March 27… read more.
 
Oil Prices: Along with interest rate movements, oil prices continue to be another area that investors should pay attention to. The price of oil, down over 50% in the last… read more.
  
 
Earnings and Currency Concerns: Several market strategists are predicting  rocky earnings season for companies in the first quarter of 2015. The two biggest culprits behind… read more.
 
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Michael L. Schwartz, RFC, CWS, CFS, a registered principal offering securities and advisory services through Independent Financial Group, LLC., a registered broker-dealer and investment advisor.  Member FINRA-SIPC. Schwartz Financial and Independent Financial Group are unaffiliated entities.
 
This information is provided for informational purposes only and is not a solicitation or recommendation that any particular investor should purchase or sell any security. The information contained herein is obtained from sources believed to be reliable but its accuracy or completeness is not guaranteed.  Any opinions expressed herein are subject to change without notice.  An Index is a composite of securities that provides a performance benchmark.  Returns are presented for illustrative purposes only and are not intended to project the performance of any specific investment.  Indexes are unmanaged, do not incur management fees, costs and expenses and cannot be invested in directly.  Past performance is not a guarantee of future results.
 
* The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
* The DJ Global ex US is an unmanaged group of non-U.S. securities designed to reflect the performance of the global equity securities that have readily available prices.
* The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
* Gold represents the London afternoon gold price fix as reported by the London Bullion Market Association.
* The DJ Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998.
* The DJ Equity All REIT TR Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones.
* Yahoo! Finance is the source for any reference to the performance of an index between two specific periods.
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* Past performance does not guarantee future results.
* You cannot invest directly in an index.
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