Michael L. Schwartz, RFC, CFS
Comprehensive Wealth Management and Retirement
Planning
Quarterly Economic Update: First Quarter 2015
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Interest Rates: Interest
rates and Fed watching continues to play a role for investors in 2015. The
short term interest rate has been 0% since late 2008. In a speech given on
Friday, March 27… read
more.
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Oil Prices: Along with interest
rate movements, oil prices continue to be another area that investors should
pay attention to. The price of oil, down over 50% in the last… read
more.
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Earnings and Currency Concerns: Several
market strategists are predicting rocky earnings season for companies
in the first quarter of 2015. The two biggest culprits behind… read
more.
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115 Old York
Road | Jenkintown, PA 19046 | ph 215.886.2122 | fax 215.886.6144
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Michael L.
Schwartz, RFC, CWS, CFS, a registered principal offering securities and
advisory services through Independent Financial Group, LLC., a registered
broker-dealer and investment advisor. Member FINRA-SIPC. Schwartz
Financial and Independent Financial Group are unaffiliated entities.
This information
is provided for informational purposes only and is not a solicitation or
recommendation that any particular investor should purchase or sell any
security. The information contained herein is obtained from sources believed
to be reliable but its accuracy or completeness is not guaranteed. Any
opinions expressed herein are subject to change without notice. An
Index is a composite of securities that provides a performance
benchmark. Returns are presented for illustrative purposes only and are
not intended to project the performance of any specific investment.
Indexes are unmanaged, do not incur management fees, costs and expenses and
cannot be invested in directly. Past performance is not a
guarantee of future results.
* The Standard
& Poor's 500 (S&P 500) is an unmanaged group of securities considered
to be representative of the stock market in general.
* The DJ Global ex
US is an unmanaged group of non-U.S. securities designed to reflect the
performance of the global equity securities that have readily available
prices.
* The 10-year
Treasury Note represents debt owed by the United States Treasury to the
public. Since the U.S. Government is seen as a risk-free borrower, investors
use the 10-year Treasury Note as a benchmark for the long-term bond market.
* Gold represents
the London afternoon gold price fix as reported by the London Bullion Market
Association.
* The DJ Commodity
Index is designed to be a highly liquid and diversified benchmark for the
commodity futures market. The Index is composed of futures contracts on 19
physical commodities and was launched on July 14, 1998.
* The DJ Equity
All REIT TR Index measures the total return performance of the equity
subcategory of the Real Estate Investment Trust (REIT) industry as calculated
by Dow Jones.
* Yahoo! Finance
is the source for any reference to the performance of an index between two
specific periods.
* Opinions
expressed are subject to change without notice and are not intended as
investment advice or to predict future performance.
* Past performance
does not guarantee future results.
* You cannot
invest directly in an index.
* Consult your
financial professional before making any investment decision.
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Mike's thoughts on the stock market and other assorted happenings of the world.